Elaine, You Encourage Me!!! Thank you~

Hi Amanda, We met with you about a year and a half ago after taking Financial Peace at our church. I wanted to let you know about our progress and how good God is! We are still in debt, but we are able to see the light at the end of the tunnel. At the time of our meetings, we were not able to make more than minimum payments on our credit cards and did not see a way out. Actually, the only way we could even make those payments most months was to withdraw from our savings account which was basically our "income tax refund" account. Every year when we get our refund check back, we put it into savings in order to help with paying our bills. When we were meeting with you, we were trying to figure out which path to take to start the process of getting out of debt. Then God allowed something wonderful to happen! We were paying my father-in-law $220/month on a debt we owed and still had another year before it would be paid off when he called to say that we didn't have to make any more payments to him. What a blessing! That $220/mo extra was used to pay off a small bill and the rest of a college loan. Then with those two things paid off, it freed up money that we were able to use to pay off our smallest credit card debt. From there, we are continuing to pay on our highest interest credit card by paying an extra $200-$300 a month above the minimum payment. God has also blessed us by allowing my husband to have a seasonal job and the money earned will be used to pay some of our debt. We still have a ways to go before we are credit card debt free, but we are on the right track. Oh, and just last month we were able to refinance our house and bring our payments down $200 a month. God has truly been good to us. I wanted to thank you for the time you spent meeting with us, the advice you gave us, and the encouragement to not give up. Have a blessed day! Elaine

Happy Home, Meagan & Derik!

Amanda, There are not enough words to express our gratitude for all you have done for us. You have been a gift from God and an answered prayer for us. Thanks for everything. Derik and Meagan